01. Purchase Closing - Buyer & Seller
We facilitate your complete closing, working with the Buyer’s lender and the realtors for the Buyer and Seller. We will complete all the title work needed for the transaction, file all the documents, obtain mortgage payoffs for the Seller and maintain any escrows necessary for a transaction to close. Let your Lender and Realtor know that you would like to use Stones River Title for your closing. After all it is your choice where you close your home purchase.
02. Sellers Side Only
We will work with the Buyer’s closing company to complete your closing, whether the Buyer’s company is local or out of the area. We prepare the documents you need to transfer title to the new owner, get the updated title work to the Buyer’s closer and hold your closing at our office, which can make it much more convenient and comfortable for you.
03. Buyers Side Only
We work with your Lender, Realtor and you to obtain all the necessary title work from the Seller’s closing company to ensure all the fine details are taken care of for your closing.
04. Witness Closings
If you are an out of town Lender and have a client in our surrounding area, we provide Witness Closings at our office for your borrower’s convenience.
If you are a Borrower dealing with an out of town Lender and your Lender wants you to come to their office for a refinance or home equity loan closing, suggest to them that you would like to use Stones River Title for your closing.
05. 1031 Tax Deferred Closings
Interested in doing a 1031 Tax Deferred Exchange? Our office can do your closing. To fully defer all capital gain taxes, an Exchanger or Qualified Intermediary must be utilized and we are able to do this for you. Discuss a 1031 tax deferred exchange with your tax and/or legal advisors and then call us to do the rest.
06. Refinance Closings
Refinancing your home loan and/or consolidating debt? Let your Lender know you would like to use Stone River Title for your closing. We will obtain payoffs, prepare the necessary title work and complete your closing in a timely manner. With our experienced staff, you will be ensured that documents will be explained and all your questions will be answered. Contact us for details on Re-issue credits and other discounts available if you have closed with us before.
07. 2nd Mortgage - Home Equity Closings
If you are using a 2nd Mortgage or Home Equity loan to purchase your new home – we can close that loan along with your first mortgage simultaneously with no extra settlement fee to you.
Looking for a Home Equity loan with your Lender, locally or out of town? If your Lender is requiring a Closing Company to complete the transaction, have them give us a call to do the closing with Stone River Title. We have the flexibility to fit any Lender’s needs.
08. Commercial Closings
If you are purchasing your first business, whether that be a store, hotel, gas station, etc., Stones River Title has many years of knowledge dealing with the requirements needed for a commercial property. We will help to ensure that Assignments of Contracts, Bill of Sales, and ALTA’s for surveys are complete before you close on your dream business.